Exclusive for 3 HK SMS Message Readers
X Wallet 14 Days interest-free and Extra $1200 Cash Reward Offer Details

Coupon code: SMS1200
Promotion Period: From now on to 15 October 2021

Promotion Detail

  • New customer will receive 14 days interest-free and extra $1,200 cash reward for the first month offer when he/she is successfully approved for the X Wallet Express Loan (“X Wallet loan”) for the first time. The account must remain in a normal and active state (overdue repayments, bad debts, etc. are all regarded as abnormal accounts) to enjoy this offer.

How to Use

  • To enjoy the offer, customers must enter the coupon code “SMS1200” during the loan application process.
  • All the interest that are generated on the first 14 days will be deducted by the system automatically. The detail of the interest payment will be shown on the first monthly statement.
  • $1,200 Cash reward will be issued within 60 days after the end of the promotion period, customers need to login to X Wallet and simply tap the withdraw button on the " Reward Program" page to withdraw the rebate rewards. The rebate rewards will be transferred into the customer’s designated Hong Kong bank account. The money transfer takes around 2 working days (excluding Saturday, Sunday or public holiday).

Terms and Conditions

  1. This offer is only applicable to X Wallet eligible members who have successfully approved an X Wallet loan and confirmed the loan contract for the first time during the promotion period, or members who have not had any surviving loan accounts within 12 months.
  2. The time of successful loan contract confirmation is subject to the computer records of Zero Finance Hong Kong Limited (the company). Late confirmation of the loan contract will not be accepted.
  3. Each member can only enjoy this offer once during the promotion period.
  4. The coupon code must be entered during the loan application process, supplementary or correction of the coupon code is not accepted.
  5. When the offer is valid, the amount of repayment within the first 14 days will be deducted from principal directly. No interest will be generated if all of the principal has been repaid before 5:00PM [17:00] of the following 14 days of the contract confirmation.
  6. The company reserves the right to verify the customer's identity. Customer will be disqualified from the offer if the personal information provided is found to be unknown, unclear or missing and unable to contact the customer or verify the customer's identity.
  7. All the personal information collected will follow the personal data privacy policies of the company.
  8. The offer is not transferable, cancellable and returnable.
  9. The company will not accept any liability for any problems due to computer, network, telephone and other technical issues which cause the customer to delay or miss for submitting an application.
  10. The company reserves the right to amend the terms and conditions of this offer, or stop this loan promotion program at any time without prior notice. Any matter or dispute regarding the offer or the terms and conditions, the company reserves the right of final decision.
  11. The company reserves the right to disqualify the eligibility of the customer if the personal information provided is found to be fake or any actions breach of the terms and conditions.
  12. The offer cannot be used in conjunction with other discounts or promotion offers. Any matter or dispute regarding the offer or the terms and conditions, the company reserves the right of final decision.
  13. By participating in the offer, each customer agrees to be bounded by these terms and conditions. The company reserves the rights to disqualify the eligibility of customer, and withdraw the offer and to proceed legal action, if any breach of terms and conditions.
  14. To enjoy the offer, the customer must register a bank account on the " Reward Program" page for receiving cash reward and ensure that the bank account entered is true, correct, and valid and is the customer's own account. The company will not be responsible for any failure to transfer the rebate rewards to the account if it is discovered or caused under any circumstances.
  15. Within 30 days after the customer successfully confirms the loan contract, if he/she fails to provide the correct bank account, it will be deemed to automatically give up the relevant reward.
  16. If the customer closes or cancels his/her X Wallet loan account before the reward is issued, all rewards will be cancelled immediately.

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