Event Terms & Conditions

New members only
Apply for X Wallet now and receive $500 repayment coupons when you have successfully approved for a loan.

Promotion Period: from now until 30 Sept, 2018
Promotion Detail
  • A member will receive $500 repayment coupon when he/she is successfully approved for a loan, and accept the offer.
  • The repayment coupon can only be used as deduction for interest payments.
  • One (1) repayment coupon can be used when the loan interests accumulate and reach to a value of $100.
  • You can receive a total of five repayment coupons in Rewards page. Each coupon has a face value of $100.
  • The repayment coupon is in effect only if the accounts of member stay in normal status.
  • Each repayment coupon can only be used once every 30 days before the expiration date.
  • A repayment coupon is valid for 180 days from the date of a loan is successfully approved and accepted for the first time. (For example, a member is successfully approved for a loan on 1 January, and his/her repayment coupons are valid from 1 January until 29 June)
How to Use
  • A repayment coupon is ready to use when it’s light up in Rewards page.
  • Select a repayment coupon if the terms of use are met, and the coupon will be activated.
  • Pay the loan amounts which are shown in your account.
  • The coupon amount will be deducted automatically after being used.
Terms and Conditions
  • You must meet all the criteria of the coupon offer in order to receive the coupon.
  • If a member repays all his/her loans within 180 days of validity of a repayment coupon, the coupon shall be reserved until the expiration date. If he/she applies for a new loan after he/she repays off his/her loans within 180 days of validity of a repayment coupon, he/she could continue to use the coupon.
  • A member will not receive any repayment coupon again if he/she increases or decreases his/her loan amount after he/she is successfully approved for a loan for the first time.
  • Each repayment coupon can only be used once, and it’s non-reusable.
  • Your continued participation in our promotion will confirm your acceptance of such changes or modifications of these terms and conditions.
  • Each member can only receive repayment coupon once.
  • The repayment coupon cannot be redeemed for cash, exchanged for other gifts nor transferable to any third party.
  • We reserve the right to change or to terminate the promotion at any time without notice.
  • We will take no responsibility if the member didn’t fully follow the instruction of the promotion redemption.
  • We reserve the absolute right to the final decision on customer eligibility for the coupons and any disputes.
  • If Zero Finance discovers at any time, whether after or during the registration period, that any registered customer has submitted false or misleading information or failed to comply with these terms and conditions, Zero Finance is entitled to disqualify the registered customer from participating in the programme and is entitled to forfeit his/her entitlement to receiving the offer.
  • If there are any inconsistencies between the English version and the Chinese version of the Terms and Conditions of the Promotion, the English version shall prevail.