X Wallet Selected Customers Interest-free for the first month & Extra $500 Cash Reward Offer Details

Promo code: MEM500
Promotion Period: 17 December 2021 to 23 December 2021

 Promotion Detail

  • Existing designated customers (hereinafter referred to as "customers") will receive an invitation message (Inbox/Push Notification) to to login to X Wallet and apply for the loans (hereinafter referred to as "X Wallet Loans") at the first time in the promotion period, will receive the first month interest-free offer and extra $500 cash reward when he/she is successfully accepted the X Wallet Express Loan (X Wallet loan) contract. The account of the designated customer must remain in a normal and active state at all times (overdue repayments, bad debts, etc. are all regarded as abnormal accounts) to enjoy the rebate reward.

How to Use

  • To enjoy the offer, customers must enter the above promo code during the loan application process.
  • $500 Cash reward will be issued on 01 February 2022, customers need to login to X Wallet and simply tap the withdraw button on the " Reward Program" page to withdraw the rebate rewards. The rebate rewards will be transferred into the customer’s designated Hong Kong bank account. The money transfer takes around 2 working days (excluding Saturday, Sunday or public holiday).
  • All the interest of X Wallet loan that are generated on the first month will be deducted automatically. The detail of the interest payment and interest deduction will be shown on the monthly statement.

Terms and Conditions

  1. This offer is only applicable to X Wallet customers who are designated to be invited and notified to participate.
  2. The time of successful loan withdrawal is subject to the computer records of Zero Finance Hong Kong Limited (the company). Late withdrawal of the loan amount will not be accepted.
  3. Each member can only enjoy this offer once during the promotion period.
  4. The company reserves the right to verify the customer's identity. Customer will be disqualified from the offer if the personal information provided is found to be unknown, unclear or missing and unable to contact the customer or verify the customer's identity. The company reserves the right to cancel the eligibility for the customer to enjoy this offer.
  5. All the personal information collected will follow the personal data privacy policies of the company.
  6. The company will not accept any liability for any problems due to computer, network, telephone and other technical issues which cause the customer to delay or miss for submitting an application.
  7. The company reserves the right to amend the terms and conditions of this offer, or stop this loan promotion program at any time without prior notice. Any matter or dispute regarding the offer or the terms and conditions, the company reserves the right of final decision.
  8. The company reserves the right to disqualify the eligibility of the customer if the personal information provided is found to be fake or any actions breach of the terms and conditions.
  9. The offer cannot be used in conjunction with other discounts or promotion offers. Any matter or dispute regarding the offer or the terms and conditions, the company reserves the right of final decision.
  10. By participating in the offer, each customer agrees to be bounded by these terms and conditions. The company reserves the rights to disqualify the eligibility of customer, and withdraw the offer and to proceed legal action, if any breach of terms and conditions.
  11. To enjoy the offer, the customer must register a bank account on the " Reward Program " page for receiving cash reward and ensure that the bank account entered is true, correct, and valid and is the customer's own account. The company will not be responsible for any failure to transfer the rebate rewards to the account if it is discovered or caused under any circumstances.
  12. Within 30 days after the customer successfully confirms the loan contract, if he/she fails to provide the correct bank account, it will be deemed to automatically give up the relevant reward.
  13. If the customer closes or cancels his/her X Wallet loan account before the reward is issued, all rewards will be cancelled immediately.


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